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I'm Ben Lemon
Loan Officer

NMLS#: 71650

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Ben Lemon 1
Hello, welcome to my page.

Licenses: AL, AZ, CO, FL, ID, MI, MN, MT, OR, TN, TX, UT, WA, WY
Language: English

I have been in the mortgage industry for 20+ years. I am passionate about helping people achieve their goals and dreams of homeownership. I opened Direct Rate Home Loans with the goal of helping people attain their home goals with ease and transparency.

I am married to my wife, Jodi, and together we have 4 amazing children – Dru, Cole, Max and Avery. We have two dogs, Bear and Teddy. When I’m not in the office you can likely find me cheering on one of my kids’ sporting events or enjoying a golf course.

Whether you are looking to buy your first home or an investment, I am here to navigate you through the process. With over 20 years in the industry, I am able to get creative when needed, and find solutions to bumps along the way. Call me today to see how I can help you!

All-in-One Solution

Our Loan Process...


A loan pre-approval sets you up for a smooth home buying experience.


Start working with a real estate agent and viewing homes.


A few documents are needed to get a loan file through underwriting.


Assemble all the necessary paperwork and details for the underwriter.


They closely evaluate all the documentation in the loan package.


Documents are drawn and sent to the title company for closing.

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