How Do Interest Rates Work?
Ever wonder how interest rates work and why they are different? Or even why you need to pay an interest rate?
Ever wonder how interest rates work and why they are different? Or even why you need to pay an interest rate?
Home insurance is required for your home loan. So, how do you choose the best insurance? And why are there so many different companies out there?
It’s important to know the differences in property types because it makes an impact on your loan type and type of home owner’s insurance you need. Let’s review them now.
So, you just bought a house? Maybe you are on a new journey of discovering your finances and need help of where to start? One of our main goals here is to get you into a home (aka debt), b
Before you actually move, you are going to need to do a checklist (literally) of items before the move actually happens. If you want to move like a pro, here’s how you can do it.
Before we begin to answer this question, we want to make it super clear that we are NOT credit experts. If you have specific questions about credit or your credit score, please reach out t
A down payment is required when buying a home. Let’s go over what is accepted or not as a form of a down payment.
It is so exciting shopping for a new home! Here are some tricks of the trade that will help you know what not to do.
Wondering what the difference is between an interest rate and APR? Never even heard of an APR and now are intrigued to learn more about this mystery acronym?
What exactly is on my monthly payment? What am I paying for? Let’s break it down
A mortgage company, a lender, a loan officer - What do all these terms mean? Who can I really trust? Who even is the Ben Lemon Team?
Qualifying for a home is a term we in the biz use for what you can afford to pay. This can be a bit overwhelming so let’s break it down in bite sized pieces.
Ever wondered what everyone is talking about when they say, “Interest rates are low, now is the best time to refinance!”. What does this mean?
The process of buying your first home can be overwhelming! Where do I start? Who do I talk to? How are people affording new homes? What is escrow?! We hear you. And we are here to help!
Interest rates are dropping lower and lower every day. Does it make sense for you to refinance? Let’s find out.
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